Look What Happened To Me Today

Energy One
Mr. Wright

Mr. Wright

Knows some things
Got to thinking, if they total it, Big Daddy just sold his to Wyopsycho up in Wyoming. Has the same paint job too. Maybe you can talk him out of it.
 
Mastiff Rider64

Mastiff Rider64

Well-Known Member
Supporting Member
Glad to hear you are ok. Damn shame about the bike. I just went thru some stuff on my bike and got my insurance company to pay out 18,000 to repair mine. But i had mine appraised a while back by an independent appraiser and that helped with the insurance company paying out. They didnt go by NADA value they went by the appraiser's value because it was appraised before i started using this insurance company. Now granted when it comes time to renew my policy they may drop me but then they only got my money for 2 years at 65 dollars a month verses me getting 18,000 from them for my bike being stolen and a few parts stripped. But i hope they get yours back up and running.
 
awg

awg

Guru
Mr. Wright I did ask about sending it out of state to fix. Pretty much was a "no". They would want it done in Ohio. I did have you in mind.
PROFLYER said:
That bike is totaled. I got rear ended last year and it scratched a few parts. The guys at Big Dog were great in helping me get a list of what MSRP is to replace all the parts. Insurance company totaled it quick. I kept the bike ($3500 salvage value) and fixed the few things that were messed up, ignored the rest (like the bottom of my primary which was scratched). I kept the bike upright. Your real fight now will be with them trying to say what it's worth. Spend some time finding similar bikes in the same condition for a real value (cycle trader etc.). They said my K9 was worth 10k, by the time I was done arguing with the guy I got up to 15.5K, took 12k cash and kept the bike. Also, in CO, if you keep the bike the title doesn't get branded as salvage. Not sure in your state. After the adjuster leaves, go back to the shop (or wherever it's at) and pull all the parts you want if you're going to just release it to them. May not be worth keeping and trying to rebuild--up to you.

Also DO NOT make any statements to the insurance company about your health condition or that you're 'ok' etc. Do NOT sign any release waivers. Go see a doc, get a good checkup (my neck was jacked pretty good) and get treated. You do NOT have to get in a hurry for the injury portion of the claim. Also, call a good attorney. With the pics from that wreck, it'll be easy to make a case for your injuries. Some can take days/weeks to show up. Ask around your area and find a good lawyer. Mine helped with my value too. They all work on contingency, so they'll keep a percentage of what you recover for your injuries (30% is standard).

Glad you're ok! Another member on here got hit like that years ago and ended up under the moron's car!
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Lots of good info here.....Thanks.
 
Mastiff Rider64

Mastiff Rider64

Well-Known Member
Supporting Member
awg said:
Mr. Wright I did ask about sending it out of state to fix. Pretty much was a "no". They would want it done in Ohio. I did have you in mind.


Lots of good info here.....Thanks.
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Not sure where you are from, but I live in SC and took my bike to St. Louis to have my work done. Insurance company paid for my gas, the rental fee for trailer, hotel bill for overnight stay, and gas home. Then paid it all again when I went and picked up the bike from the shop. Granted I showed them on paper where that was cheaper than having it hauled or towed. Of course the insurance company wanted it done close to home, but in SC you have the right to choose your repair place of choice, either in state or out of state. You might want to remind them that these are "special bikes" with only so many repair shops left to do the work and have replacement parts.
 
awg

awg

Guru
The adjuster was out on Sunday. (3 days ago) We went over the bike together. Told him pretty much the same thing as being custom and you cant just drop it off at a Harley dealer. He was concerned about the bolts being sheared off at the swing arm. I also made a point about the tranny linkage moving freely and the bike is stuck in gear. That can't be good. I don't know if they will pay for having the bike towed at their expense to a repair shop. I didn't talk to him about things like that yet. I do feel it is their responsability to do that. I gave him Shovelhead Kickers card and told him they have just about every part for these. So we will see. He never mentioned about the frame being possible bent. With the car driving over the swing arm who knows. I would think the insurance company would want you to take it in for some kind of estimate and go from there.
 
Mr. Wright

Mr. Wright

Knows some things
The broke bolts are no problem, and yes, you need to see if the swing arm is bent.
Use the term factory recommended repair shop, to them.
 
Rottweiler

Rottweiler

Well-Known Member
Supporting Member
You can request replacement value. I had a Chevelle SS that got totaled they offer me a low ball amount.
I told them to go buy one with the same options and replace it. Next thing you know the offer doubled and I bought it back then sold it for a profit. After everything was over I got what I would have sold it for.
 
Th3InfamousI

Th3InfamousI

Administrator
Staff member
awg said:
The adjuster was out on Sunday. (3 days ago) We went over the bike together. Told him pretty much the same thing as being custom and you cant just drop it off at a Harley dealer. He was concerned about the bolts being sheared off at the swing arm. I also made a point about the tranny linkage moving freely and the bike is stuck in gear. That can't be good. I don't know if they will pay for having the bike towed at their expense to a repair shop. I didn't talk to him about things like that yet. I do feel it is their responsability to do that. I gave him Shovelhead Kickers card and told him they have just about every part for these. So we will see. He never mentioned about the frame being possible bent. With the car driving over the swing arm who knows. I would think the insurance company would want you to take it in for some kind of estimate and go from there.
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If he doesn't total the bike I would be amazed and you'll have to do your own assessment on what you think it cost to repair and if it's in line with what he offers otherwise you can start listing the parts and the retail value. If he doesn't know his ass from his elbow he won't know the detail values on the parts.

If you have a parts list for OEM parts Donna should be able to give you prices on everything to give to the adjuster.

Sent from my 2PS64 using Tapatalk
 
Brent Herridge

Brent Herridge

Active Member
I'm sure glad you're OK. Crazy to drive on top of the bike until the car high centered.

The bike has to be totaled with bent frame and swingarm. No way a car stuck on top of it is not going to destroy the frame beyond repair. Bent car frames are always totaled.

Thank The Lord you're untouched from that crash.
 
pknowles

pknowles

RETIRED
awg said:
Well....your right. I received a settlement on the BD. I thought it was fair. So.....when I buy another I will post pics and info. And it wont be long.
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Good deal if you are satisfied. And I still can't believe you aren't sore as help. You must be in damn good shape
 
SB03chopper

SB03chopper

Well-Known Member
Man you are lucky. I think I'll take my 2 up set off, so no one in a car will think about jumping on to go for a ride. I can not believe that up did not in up under the car too. Glad to see you are okay, and have things worked out.
 
awg

awg

Guru
Well here it is! Seen this last month. 07 with level 6 paint. Poison Ivy. Came from a collector. Under 1,000 miles. Don't know if that's a good thing though. It's being shipped from Big Bend Wisconsin. Definitely could of found something cheaper, but it's what I wanted.

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awg

awg

Guru
The insurance company is having it picked up on Monday. I assume it will end up being auctioned off as salvage.
 
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