bike insurance some help

E

edpfd

New Member
Hey guys
hello to everyone


was wondering where to look for cheapest insurance in my quest to
finding a used big dog . my insurance company for my last 04 was foremost
called them found to be high

I thought there was a thread on this recently but under the search engine couldnt find any 42 no accidents or tickets livin in RI

any help would be great thanks ride safe ed
 
superfly

superfly

Ride it like you stole it
i use Geico, these big inch motors make the insurance cost fairly high compared to the past bikes I've owned. 35 no accidents or tickets. Fl. 1k a yr. They were the best when I checked around I carry high limits also.
 
Dakotabos

Dakotabos

Well-Known Member
Calendar Participant
Troop Supporter
I use Geico :2thumbs:
02/25/2008 Renewed Policy $313.00

2004 BIG DOG CHOPPER Coverage Limit Deductible Premium

BODILY INJURY LIABILITY $25,000/$50,000 N/A $36.00

PROPERTY DAMAGE LIABILITY $25,000 N/A $19.00

UNINSURED MOTORIST BODILY INJURY $25,000/$50,000 N/A $75.00

UNINSURED MOTORIST PROPERTY DAMAGE $25,000 * $N/A

COMPREHENSIVE N/A $1,000 DED. $35.00

COLLISION N/A $1,000 DED. $148.00

* see your contract, a deductible may apply Cycle Total: $313.00

Total Premium: $313.00
 
Cutter

Cutter

Well-Known Member
I was quoted xxxxxtremely high by Geico and Progressive 2 years ago...

$514. per year through State Farm...
BODILY INJURY LIABILITY $50,000/$100,000
PROPERTY DAMAGE LIABILITY $25,000
UNINSURED MOTORIST BODILY INJURY $50,000/$100,000
UNINSURED MOTORIST PROPERTY DAMAGE $25,000 *
COMPREHENSIVE N/A $500 DED.
COLLISION N/A $500 DED.

They insure my house, F250, Saab 9-5, and Pacifica as well.
My agent also lives across the street, so he is very convenient...
 
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BigDogBro1

BigDogBro1

Made in the USA
Get it catagorized as a CRUISER, not a SPORT BIKE and you'll save alot!

"NO HELMET LAW" states have higher insurance rates, like AZ.
 
06Mastiff_shawn

06Mastiff_shawn

Active Member
I use Geico 06 Mastiff 38 married no tickets(yet) $600/yr didnt think that was all that bad.


Bodily Injury Liability(BI) 100/300 $43.00

Property Damage Liability(PD) 25M $28.00

Medical Payments(MED) REJ $.00

Uninsured Motorist(UM) 100/300 $91.00

Underinsured Motorist(UIM) 100/300 $43.00

Comprehensive(COMP) 250 $96.00

Collision(COLL) 250 $292.00

Towing(TOW) NON-DED $7.00
 
07bigdog

07bigdog

07BIGDOG
You guys are all complaining about your insurance rates being high. My insurance in Canada is government controlled. There is no competion. I've got an excellent driving record and my insurance for a 07 K9 is $2317.00 for the year and i only get to drive for about 5 months. I've got $500 deductible and the bike is insured for $40,000.00 to cover all the taxes i had to pay.There is no rembursment for the months you can't ride. So count yourselves lucky with your rates.
 
Dakotabos

Dakotabos

Well-Known Member
Calendar Participant
Troop Supporter
Damn I was not complaining at all

My wife would have my balls if I had to pay that much for insurance :eek:
:loony:

07bigdog said:
You guys are all complaining about your insurance rates being high. My insurance in Canada is government controlled. There is no competion. I've got an excellent driving record and my insurance for a 07 K9 is $2317.00 for the year and i only get to drive for about 5 months. I've got $500 deductible and the bike is insured for $40,000.00 to cover all the taxes i had to pay.There is no rembursment for the months you can't ride. So count yourselves lucky with your rates.
Click to expand...
 
superfly

superfly

Ride it like you stole it
I could only wish it was 600 a year. Here in Florida no helmet law as well as Florida being the number one state that motorcycles get stolen and year around riding they get you.
 
Fibersnake

Fibersnake

Banjo Playing PsychoBilly
I use State Farm and it has been very good for me. Rates on insurance will very so much and many times there are so many factors that will effect prices. In my case, I have all my insurance from house to cars to life with State Farm, so I am getting excellent rates, but such may not be for someone else who may only go with MC insurance with them.

Shop around and make sure you ask for apple to apple comparrison.
 
PROFLYER

PROFLYER

SWOLE
Woah! 24, no tickets, state farm.

964/year

500 deducts full coverage with stated added value of 15k (got lotsa bolt ons)

I do get multi this that and the other thing which saves a TON. When I turn 25 in august it goes down to 430/year!
 
Doug G

Doug G

Active Member
07bigdog said:
You guys are all complaining about your insurance rates being high. My insurance in Canada is government controlled. There is no competion. I've got an excellent driving record and my insurance for a 07 K9 is $2317.00 for the year and i only get to drive for about 5 months. I've got $500 deductible and the bike is insured for $40,000.00 to cover all the taxes i had to pay.There is no rembursment for the months you can't ride. So count yourselves lucky with your rates.
Click to expand...
Holly shit, I guess Michigan rates are not that bad, where are you located in Canada? Are you going to Dover on June 13th? I'll send you a pm and not jack this thread anymore!:up:
 
C

Cephus

Well-Known Member
I have been using State Farm for the last 10 years and have my cars(2), house and both bikes. 1989 Ninja is $9.00 a month and the 03 Pitbull is $35.00 a month. I don't think that is bad at all.
 
R

Rancid

Member
07bigdog said:
You guys are all complaining about your insurance rates being high. My insurance in Canada is government controlled. There is no competion. I've got an excellent driving record and my insurance for a 07 K9 is $2317.00 for the year and i only get to drive for about 5 months. I've got $500 deductible and the bike is insured for $40,000.00 to cover all the taxes i had to pay.There is no rembursment for the months you can't ride. So count yourselves lucky with your rates.
Click to expand...
Canada may be home to you but I would have relocated a long time ago. Fuck that.
 
TCALZ06

TCALZ06

Well-Known Member
When I purchased my 07 K9 geico & progressive wanted about $280-300 per month in AZ
State Farm is $65 per month.

I'm 41,married, no tickets and great credit

Just depends on what part of the country you are in AZ is double Where I'm from in Illinois
 
P8RIOT

P8RIOT

Well-Known Member
Calendar Participant
Bottom line from the previous thread - insurance costs vary a LOT, from state to state and company to company. There does not seem to be any particular pattern or rationale. Shop around and get a lot of quotes. Personally, I was surprised to find how inexpensive Geico was, and went with them. Progressive, for example, was 3 times as much, and they actually thought they were competitive. BTW, Geico was the first company that didn't say, "HUH?" when I told them it was a Big Dog motorcycle.
 
toomanybikes

toomanybikes

not enough time 4 riding
I had State Farm for my Yamaha and Harley and my trailer, as well as the car , truck , and house, but they screwed me on the trailer rate. I went to Progressive and insured the trailer and the two bikes for less than State Farm was charging me for the two bikes and got more coverage. The first year with the Mastiff was steep, but this past year the total for the three bikes and the trailer was about $1200.
 
pisssed

pisssed

pisssed
07bigdog said:
You guys are all complaining about your insurance rates being high. My insurance in Canada is government controlled. There is no competion. I've got an excellent driving record and my insurance for a 07 K9 is $2317.00 for the year and i only get to drive for about 5 months. I've got $500 deductible and the bike is insured for $40,000.00 to cover all the taxes i had to pay.There is no rembursment for the months you can't ride. So count yourselves lucky with your rates.
Click to expand...
Yet thats high to me but then again Yous guys can get high anytime:spank:
 
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