Motorcycle Insurance Preference

Mikeinjersey

Mikeinjersey

Well-Known Member
I thought I would ask the members what Insurance they use and are they happy. I used to have AAA and used it once but the cost was very high because it included RV which I didn't have. I still use it for my cars.
I have Progressive now for a couple years which I fortunately haven't needed but a huge savings on price. I'm fully insured Liability,Collision,Comprehensive and roadside assistance for $281annually. That's a NJ price so I'm pretty sure in states that are less populated with crazy drivers the pricing is probably even better. Any Thoughts??
 
P

Pops

Active Member
Mikeinjersey said:
I thought I would ask the members what Insurance they use and are they happy. I used to have AAA and used it once but the cost was very high because it included RV which I didn't have. I still use it for my cars.
I have Progressive now for a couple years which I fortunately haven't needed but a huge savings on price. I'm fully insured Liability,Collision,Comprehensive and roadside assistance for $281annually. That's a NJ price so I'm pretty sure in states that are less populated with crazy drivers the pricing is probably even better. Any Thoughts??
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I also have Progressive and pay $420 ....time for a talk with my agent :(
 
Jerome Yee

Jerome Yee

Member
Pops said:
I also have Progressive and pay $420 ....time for a talk with my agent :(
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That's strange my AAA insurance agent hooked me up and come to find out it's with Progressive also, they must be hooked up some how.. I went with AAA cause of house and other cars to bundle them so it was strange to see progressive bill..
 
bdm7250

bdm7250

Guru
Supporting Member
Touchy subject in this dumphole of a country, Allstate has the best deal for me @ $1,650 for the BD, $1,400 for the AIH and $2,100 for the streetglide and must pay for the entire year although we can only ride for about 5 months.. :oldbang:. Never had a ticket or a claim either.
 
Mickmorris

Mickmorris

Well Known Member
Supporting Member
bdm7250 said:
Touchy subject in this dumphole of a country, Allstate has the best deal for me @ $1,650 for the BD, $1,400 for the AIH and $2,100 for the streetglide and must pay for the entire year although we can only ride for about 5 months.. :oldbang:. Never had a ticket or a claim either.
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Where exactly in the blue hell do you live? My jaw hit the floor when I seen this post. Like I said I have progressive & I am paying $280 a year for both BigDogs & $90yr for the Sportster.:job:
 
Brent Herridge

Brent Herridge

Active Member
Man, I feel sorry for you Doug !! Is that Canada's way of legislating bikes away ? I honestly think I'd go without insurance at those prices. That is just wrong........

I have Progressive. It's around 200 - 300, but I think I did not have collision, but I do have comprehensive.

I'm very surprised some of you have State Farm. I have had SF for 30 years for my house, cars, and everything else. But they were 3 times the price of everybody else for the bikes.
 
H

HA Y N

Active Member
I tried progressive and geico for the mastiff, they were both not interested in insuring my dog they said because of the size of the motor! I tried to explain that it was not a crotch rocket! but a custom chopper. at the time they did not know how to even insure such a big motorcycle, AARP to me is worthless. first they charge for a membership and their rates were even higher.
Like Doug said it's all a scam!
 
Mikeinjersey

Mikeinjersey

Well-Known Member
HA Y N said:
I tried progressive and geico for the mastiff, they were both not interested in insuring my dog they said because of the size of the motor! I tried to explain that it was not a crotch rocket! but a custom chopper. at the time they did not know how to even insure such a big motorcycle, AARP to me is worthless. first they charge for a membership and their rates were even higher.
Like Doug said it's all a scam!
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Forget AARP. I went direct online (https://www.progressive.com/) with no agent and was able to get insured. Give it a try it can't hurt. I have a K9 with a 117 so I believe we have the same engine.
 
Brent Herridge

Brent Herridge

Active Member
I could kinda see cars & trucks bouncing off each other during the winter to jack rates up so high. But bikes makes no sense at all.

Not to rub it in, but 4 of my family together are cheaper than the rates in that article. Of course my son, who is 23, is more expensive than the other 4 of us combined, but that'll change on his birthday in 2023.
 
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