From the min i started dealing with these people at AAA/AFG, they have told me the bike IS coverd/handled. i, like anyone else wonders just what that means, you know we all have our standards. Im going into the shop today for the first time , so i will get don's and gino's consensis on what they read into that statment from the estimator. Those boy's are riders like us and will settle for nothing less than perfect judging from all the work they have done in the past for me. I will say this about AAA/AFG, so far the people and service of this claim has been outstanding. AAA makes some pretty good dough off me every year, somewhere around $4K for the house and two trucks and cars, not counting the Dog.